Terms and Conditions for PNB Home Loan EMI Calculator

Last Updated: March 26, 2025

Welcome to emitool.in (“Website”), owned and operated by Ravi Prakash. By accessing and using this Website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please refrain from using our services.

1. Acceptance of Terms

By using emitool.in, you acknowledge that you have read, understood, and accepted these Terms and Conditions, along with our Privacy Policy and Disclaimer. These terms apply to all visitors, users, and anyone accessing the Website.

2. Use of the PNB Home Loan EMI Calculator

Our PNB Home Loan EMI Calculator provides estimates based on standard financial formulas.
Results are for informational purposes only and should not be considered financial advice.
Actual loan terms, interest rates, and EMIs may vary depending on Punjab National Bank (PNB) or other lender policies.

3. User Responsibilities

You must use the Website lawfully and not for fraudulent or unauthorized purposes.
You agree not to misuse, hack, or disrupt the Website’s functionality.
Any reliance on the EMI calculator is at your own risk.

4. Intellectual Property Rights

All content, tools, logos, and design elements on emitool.in are the property of Ravi Prakash unless stated otherwise.
Unauthorized copying, distribution, or commercial use of our content is strictly prohibited.

5. Third-Party Links & External Websites

emitool.in may contain links to third-party websites (e.g., PNB official site).
We do not control or endorse external content and are not responsible for their accuracy or practices.

6. Limitation of Liability

emitool.in and its owner shall not be liable for any financial losses, damages, or inaccuracies resulting from the use of our tools.
We do not guarantee uninterrupted or error-free service.

7. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your data.

8. Modifications to Terms

We reserve the right to update or modify these Terms and Conditions at any time. Changes will be posted on this page with a revised “Last Updated” date. Continued use of the Website constitutes acceptance of the updated terms.

9. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Any legal disputes shall be subject to the exclusive jurisdiction of courts in India.

10. Contact Us

For any questions or concerns regarding these Terms and Conditions, please contact:

📧 Email: support@emitool.in

By using emitool.in, you agree to abide by these Terms and Conditions.