Privacy Policy For “PNB Home Loan EMI Calculator” (emitool.in)

Last Updated: March 26, 2025

At emitool.in (“Website,” “we,” “us,” or “our”), we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you use our PNB Home Loan EMI Calculator and related services.

By accessing or using emitool.in, you consent to the practices described in this policy. If you do not agree, please discontinue use of our Website.

1. Information We Collect

a. Personal Information

We may collect limited personal data when you voluntarily provide it, such as:

Name (if submitted via contact forms)
Email address (if you contact us for support)

b. Non-Personal Information

We automatically collect certain anonymous data, including:

IP address (for security and analytics)
Browser type & device information
Cookies & usage data (see Section 4)

c. Financial Data

Our EMI Calculator does not store loan details (e.g., loan amount, interest rate) unless temporarily processed for real-time calculations.

2. How We Use Your Information

We use collected data to:
✔ Provide and improve our PNB Home Loan EMI Calculator
✔ Respond to user inquiries and support requests
✔ Analyze Website traffic and user behavior (via Google Analytics)
✔ Prevent fraud or misuse of our services

3. Data Sharing & Disclosure

We do not sell, trade, or rent your personal information. Data may be disclosed only in these cases:

Service Providers: Trusted third parties (e.g., hosting, analytics) assisting in Website operations.
Legal Compliance: If required by law (e.g., court orders, fraud investigations).

4. Cookies & Tracking Technologies

emitool.in uses cookies (small text files) to enhance user experience.
You can disable cookies via browser settings, but some Website features may not function properly.
We use Google Analytics to track usage patterns (anonymous data only).

5. Third-Party Links

Our Website may link to external sites (e.g., PNB’s official website). We are not responsible for their privacy practices.

6. Data Security

We implement industry-standard measures (SSL encryption, secure servers) to protect your data. However, no online transmission is 100% secure.

7. Children’s Privacy

emitool.in is not intended for users under 13 years. We do not knowingly collect children’s data.

8. Your Rights

Depending on your location, you may:

Request access to or deletion of your personal data.
Opt out of cookies or marketing communications (if applicable).
Contact us at support@emitool.in for requests.

9. Policy Updates

We may update this Privacy Policy periodically. Changes will be posted here with a revised “Last Updated” date.

10. Contact Us

For privacy-related questions, contact:
📧 Email: support@emitool.in

By using emitool.in, you agree to this Privacy Policy.