Terms and Conditions for EMI Calculator (emitool.in)

Last Updated: 26 March 2025

Welcome to EMI Calculator (emitool.in). By accessing and using this website, you agree to comply with and be bound by the following Terms and Conditions. If you disagree with any part of these terms, please refrain from using our website.

1. Acceptance of Terms

By using emitool.in, you confirm that:

You are at least 18 years old or accessing the site under parental supervision
You will not misuse the website or its tools for illegal purposes
You understand that the EMI calculations provided are estimates only

2. Service Description

EMI Calculator provides:
✔ Free online EMI calculation tools for loans (home, car, personal, etc.)
✔ Amortization schedules and interest breakdowns
✔ General loan-related information (educational purpose only)

3. User Responsibilities

You agree to:

Provide accurate inputs for calculations
Verify results with your bank/lender before making financial decisions
Not use the tool for commercial resale or fraudulent activities

4. Disclaimer of Liability

a) Accuracy of Results:

Calculations are based on standard formulas but may differ from actual bank offers
We do not guarantee error-free results due to varying loan policies

b) No Financial Advice:

Content on emitool.in is for informational purposes only
We are not registered financial advisors

c) Third-Party Links:

We are not responsible for content on external websites linked from our platform

5. Intellectual Property

All content on emitool.in (including logos, design, and calculators) is:

Owned by Ravi Prakash (website owner)
Protected under copyright laws
Not to be reproduced without written permission

6. Prohibited Activities

You must not:

Scrape, copy, or reverse-engineer our tools
Spread malware via our platform
Use bots/automated tools to disrupt services

7. Termination of Access

We reserve the right to:

Block users violating these terms
Modify or discontinue services without notice

8. Governing Law

These terms are governed by Indian laws. Any disputes shall be subject to the jurisdiction of courts in [Your City], India.

9. Changes to Terms

We may update these terms periodically. Continued use after changes constitutes acceptance.

10. Contact Information

For queries:
📧 Email: support@emitool.in
👤 Owner: Ravi Prakash